Debit Card Meaning in Hindi – What is Debit Card

Debit Card Meaning in Hindi Debit card is a payment card that allows money to be withdrawn from the consumer’s account at any time.Debit Card” or “ATM Card”, they can be used to purchase goods or services; Cash amount can be received from Debit Card through Automated Teller Machine.

Debit Card Meaning in Hindi

Debit card is linked to savings or current account. When the customer opens his account, he is provided with a rectangular card called a debit card by the bank. Whenever someone withdraws money through debit card, money is automatically deducted from the account.

Most of the banks give Debit Card free of cost and charge maintenance fee of Rs 147 per year or around it.


  • Cash can be withdrawn from any bank’s ATM with Debit Card.
  • Most withdrawals with debit cards may also incur some fees.
  • Debit cards do not require carrying cash or checks to make purchases, and they can also be used to withdraw cash at ATMs.
  • Debit cards usually have daily purchase limits, which means it may not be possible to make particularly large purchases with a debit card.
  • Debit card purchases can usually be made with a Personal Identification Number (PIN).

How a Debit Card Works

A debit card is usually a rectangular plastic card, much like any charge card. It is directly linked to the user’s account in a bank. The amount that can be spent with it is tied to the size of the account (the amount of money in the account).

one way debit card ATM card and act as a cross between credit cards. You can use them to get cash from the bank’s automated teller machine, as in the past; Or you can shop with them like the latter. In fact, many financial institutions are replacing their plain vanilla, single-purpose ATM cards with debit cards that are issued by major card-payment processors such as Visa or MasterCard. Such debit cards come automatically with your checking account.

Whether being used to receive cash or to buy something, a debit card works the same way: it withdraws funds from the associated account immediately. Therefore, your spending is limited to the amount available in your checking account, and the amount you spend will fluctuate from day to day, along with your account balance.

Debit Card FAQs

What is meant by debit card?

Debit card is linked to savings or current account. When the customer opens his account, he is provided with a rectangular card called a debit card by the bank.

What are the benefits of Debit Card?

Cash withdrawal can be done from any bank at any time through Debit Card. Also, you can shop online or by visiting any shop with a debit card.

Can I get a debit card online?

Yes, you can get an online debit card from any financial institution that allows you to open an account online. like hdfc bank Along with opening an account online, it also provides debit card.

What is the difference between Debit Card or ATM Card?

Debit card or ATM card is mostly used to withdraw money from ATM machine. Debit card or ATM card is provided by the bank to both current and savings account holders.

What is the meaning of debit in Hindi?

The Hindi meaning of debit is loan or loan.

What is the difference between credit and debit transactions?

In debit transactions, money is deducted from the account immediately or within a few hours. In a credit transaction, money is credited to the account to maintain a balance in the account that needs to be settled, in whole or in part, in the future.

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